Your complete guide to Social Security retirement and medical benefits Determining whether to file early for retirement benefits or wait until age 70 can be complicated. Claiming retirement benefits early can lower your benefits, but it affects dependents and survivors benefits differently. Learn this and more with Social Security, Medicare \u0026 Government Pensionsâcompletely updated for 2025. Social Security benefits. Figure out how to get retirement, disability, dependents, and survivors benefits, or Supplemental Security Income (SSI). Decide whether itâs best to claim benefits early, at full retirement age, or not until you turn 70âand how to time your claims so you and your spouse get the best benefits. Medicare \u0026 Medicaid. Learn how to qualify for and enroll in both programs, including Medicare Part D drug coverage. Medigap insurance \u0026 Medicare Advantage plans. Compare Medigap and Medicare Advantage plans, and choose whatâs best for you. Government pensions \u0026 veterans benefits. Discover when and how to claim the benefits you have earned. Whatâs New in 2025? New cap on drug costs under Part D Elimination of Part D donut hole, and New Medicare costs and Social Security amounts for 2025. Whether youâre looking for yourself or helping a parent, youâll find valuable information here to help get the benefits youâve earned.